Will a women become loose like this?

when i masturbate i dont stick anything inside. i just play with myself outside. But anyways ive only had sex 6 times in my life and only one person. the last time i had sex he said i was loose...which to me makes no sense i dont know how i could be loose since hes the only one ive had sex with and it has only been 6 times. then i though about when i masturbate, but like i said i dont stick anything in....can that still make me loose?